You could get a FREE screening colonoscopy? Sounds a little too good to be true, right? But did you know that as part of Affordable Care Act (ACA), screening colonoscopies are now mostly or fully covered by Medicare and many private insurers? The best screening tool for preventing and diagnosing colon cancer is available to many individuals for free!
How do you know if you’re eligible? Free screening colonoscopies are based on a variety of factors, including your age, the type of insurance you have, your family history and your health history. This can all seem incredibly confusing and complicated, which is why we’ve decided to simplify the process as much as possible with our Free Screening Colonoscopy Quiz.Find out if you're eligible for a free or reduced cost screening colonoscopy
The colonoscopy is the gold standard when it comes to colon cancer screenings because it can both detect and treat in the same procedure. Colon cancer is 90 percent treatable when discovered early, making a colonoscopy the best screening method to detect colon cancer in its early stages when it can be treated most effectively.
A screening colonoscopy is a colonoscopy performed on an asymptomatic (no symptoms) patient of screening age to examine for colon polyps or cancer. Due to an increased incidence of colon cancer in younger adults, the American Cancer Society lowered the screening age to 45 for men and women at average risk in May 2018. You should be screened earlier than 45 if you have a first degree family history. People under 45 with family history can often qualify for a high risk screening colonoscopy at low or no cost.
You should be screened earlier than 50 if you have a first degree family history. People under 50 with family history can often qualify for a high risk screening colonoscopy at low or no cost.
Depending on your individual plan, insurance companies may pay for the actual screening procedure at 100 percent. However, it is important to note that while the American Cancer Society has lowered the screening age, many insurers have yet to adjust their plans accordingly. This means a screening colonoscopy may not be free if you are between the ages of 45-49. Be sure to verify your financial responsibility for the procedure itself, as well as anesthesia and polyp removal (if required) and if you need further care. For more information on what questions to ask your insurance provider, please read Questions to Ask Your Insurance Provider to Determine Your Colonoscopy Cost.